PLANNING A GIFT

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Your favorite charity wants you to know about some unique financial tools you can use to plan your gift so that it also returns benefits to you.

Did you know that:

• You don't have to use cash to make your gift — donate appreciated securitiesinstead. The deduction is the same as for a cash gift, and you pay no capital gains tax on the transfer.
• Give an asset that may help your favorite charity more than it's helping you— such as a life insurance policy whose coverage your family no longer needs, or real estate like a second home or a parcel of undeveloped land, or even a collection of books or artwork that you no longer have room to display.
• You can make a gift that costs you nothing during your lifetime — name your favorite charity as a beneficiary of your will or revocable trust, or of your retirement plan.
• You can make your favorite charity a partner in your giving — you can deed your home to your favorite charity but continue to live there or you can sell property to your favorite charity property at a charitable discount.

To find out your giving options, go to Gift�Plans. Discover the variety of funding choices at Assets to Give. Compare the plans and see which come closest to your needs at Goals & Benefits.

When you're ready to hear more, complete the Information Request Form for follow-up information from us.